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Interpretations of our latest study
Our recent report comparing off-exchange premiums vs. on-exchange premiums continues to receive attention. The report examined the lowest premiums for four major off-exchange insurance companies in 39...
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Why the Enrollment Story Hasn’t Ended
Along with the rest of America, I would like end of the ACA’s Open Enrollment Period to turn our collective attention to matters other than the endless political fighting over healthcare reform....
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Differences in Premium Costs after Subsidies for Young Adults in Eight Cities
HealthPocket’s recent research focused on the income range at which young adults can qualify for premium subsidies in eight cities. Maximum incomes that qualified for premium subsidies differed by...
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Obamacare Approaching a Finish Line
The Affordable Care Act, also known as Obamacare, is approaching the finish line in the form of the Open Enrollment Period‘s conclusion. While various aspects of Obamacare were implemented before this...
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Re-Inventing The Health Insurance Company
In today’s highly politicized discussions of health insurance costs, the degree to which inefficient insurance company operations contribute to higher costs is often overlooked. High start-up expenses...
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Taking Enrollment Numbers with a Grain of Salt
Health & Human Services released the latest enrollment numbers for January. There were 1,146,071 enrollments. In a press release from HHS, Kathleen Sebelius made the following comment about the...
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“Assuming the employer mandate for 2015 is not delayed…”
In my earlier blog post “Welcome to 2013…I Mean 2014” I wrote “Assuming the employer mandate for 2015 is not delayed, we should be able to analyze its initial effect (or lack thereof) on business...
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Cost-sharing Ranges in Metal Plans
HealthPocket released a new InfoStat study this morning, “Consumers Risk Higher Healthcare Costs When Using Shortcuts in Health Plan Shopping.” The study examined the lowest to highest deductibles as...
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Welcome to 2013…I mean 2014
The year has changed but the battle lines in health reform have not. I expect 2014 to be 2013 redux. The enrollment volume for federal and state exchanges will continue to fund considerable blindness...
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Healthcare Use, Age, & the Cheapest Insurance Plan
HealthPocket released a new InfoStat study this morning, “Healthcare Usage & Choosing the Least Expensive Affordable Care Act Plan.” The study used different scenarios of medical services usage as...
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Who’s Covered On January 1, 2014?
Last week the administration announced measures intended to address health insurance coverage lapses resulting from enrollment problems. Consumers will be able to sign-up for January 1st coverage...
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Out-of-Pocket Costs
The Wall Street Journal cited some of our research in their recent article “High Deductibles Fuel New Worries of Health-Law Sticker Shock.” The larger study from which the data was derived was released...
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“We expect enrollment will grow substantially throughout the next five months…”
Kathleen Sebelius stated “There is no doubt the level of interest is strong. We expect enrollment will grow substantially throughout the next five months, mirroring the pattern that Massachusetts...
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Making Sense of the Obamacare Enrollment Numbers
The White House is expected to release enrollment numbers for the exchanges later this week and the media is brimming with predictions and commentary. The true significance of these enrollment numbers...
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What’s On Reporters’ Minds?
HealthPocket performs a great number of surveys in a course of the year to better understand consumer perspectives on healthcare issues. However, we don’t survey the perspectives of the press. This...
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Affordable Care Act Launch 2.0?
A recent Washington Post article claimed that web site traffic to Healthcare.gov decreased 88% between October 1st and October 13th. A portion of this decrease is predictable. Since 2006 the government...
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The Moment We’ve All Been Waiting for…
As of 12:01 Eastern Time, the Affordable Care Act health insurance exchanges are open for business (regardless of the shutdown of nonessential federal government services). Some state exchanges such as...
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Low Expectations & Opportunities for Public Support
HealthPocket released a survey this morning regarding the potential of health insurance exchanges to reduce the rate of premium growth. The results indicated that the public is not especially...
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How Different Will the On-Exchange & Off Exchange Markets Be?
I published a study this morning that examined the current price competitiveness of insurers who had abstained from one or more state health insurance exchanges. The 2013 premiums for insurers who...
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